Asset Finance

Asset finance can be used to fund the purchase of equipment to support or grow a business and many business owners prefer this route to funding over a bank loan. One of the benefits of asset finance is that it can keep valuable cash in the business for day-to-day operations, helping to make the business less vulnerable to market vagaries.

Hire purchase is a finance agreement that is secured on the asset being funded. Payments can be tailored to suit your requirements and you have the opportunity to own the asset at the end of the finance period.

A finance lease allows you to use the asset during the lease period, without owning it. The monthly rentals are normally 100% allowable against tax. At the end of the lease, you can either continue with nominal annual rentals or sell the asset as our agent and benefit from a proportion of the sale proceeds.

We usually can secure finance for the following assets:
• Cars
• Light commercial vehicles
• Heavy commercial vehicles
• Bus and Coach
• Trailers
• Municipal vehicles
• Construction equipment
• Agricultural equipment
• Waste recycling equipment
• Invoice finance