Secured Loans
Secured loans (often called second-charge loans) are only available to property owners. They are used as a means of capital-raising for business purposes.
These loans are secured on your premises. This means that the lender will take a legal charge on your property in a similar way that your mortgage company has a charge on your home. A ‘charge on your property means that if the worst comes to the worst and you can’t pay your mortgage the lender can repossess your property.
Unsecured Loans
These are loans to trading businesses where no tangible security is required. Most lenders in the marketplace would lend to sole trader businesses and limited companies but the owner/director must be a property owner where the loan is in excess of £50,000. The businesses must have been trading for a minimum of 2 years and the accounts must be satisfactorily conducted in order to qualify for this type of loan.
These loans are quick to arrange, once the borrower supplies all of the information in a timely manner.
We can also arrange for funding for Mergers, Acquisitions, and MBOs. With our strategic partners, we are in a position to structure the most cost-effective and efficient financing structure to help you with your financial goals.
We also arrange funding for Charitable Organisations including Places of Worship social clubs and other similar organisations.
